Financing

NEIF Financing

Looking to make energy improvements to your home? The National Energy Improvement Fund makes financing for energy-efficient home improvements easy and affordable. We focus on increasing the affordability of energy-efficient enhancements through transparent, simple interest, fixed-rate, low payment unsecured installment loans— with no fees to the borrower and no pre-payment penalties! Discover more about our energy efficiency financing and explore what options are available to you.

National Energy Improvement Fund is the nation’s only B Corp™ certified improvement lender, meeting the highest standards of social & environmental impact, fairness, compliance, and accountability to contractors and their customers.

Eligible Home Improvements

Home Improvements are program specific and may include:

“Promotional” financing programs aren’t the answer for many consumers faced with expensive energy or other home improvements.

Transparent financing programs for energy-efficient home improvements are hard to come by. Those that appear to be low fixed rates transform into credit card-type programs, where your interest rate skyrockets to 25 or even 30 percent after the promotional term. With no patience for late payments, these programs prey on the opportunity of customer misfortune.

Understanding that the cost of subsidizing “zero percent”, or other artificially low rates for longer-term unsecured financing, may result in a higher price for the product overall is the first step to choosing the right program. Sometimes, your utility or state may subsidize the program which does not add to the cost to you, so be sure to check out those programs. The National Energy Improvement Fund’s simple, transparent and fair financing means the rate is locked in for the term and not subjected to change like many credit products offered through retailers or manufacturers.

Special Features Include

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Apply today to receive financing for your energy or resilience improvements with low monthly payments.

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SNAP Financing

Big purchase or unplanned expense? Snap can help! Snap Loan helps consumers of all credit types¹, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.

To apply, you’ll need to:

*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit here.

¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.

²Not all applicants will be approved for $5,000.

GreenSky Financing

6.99% for 60 months or 12 months no interest no payments*

We have partnered with GreenSky® to provide financing options to help you to manage the cost of a new system.

With approved credit, you’ll gain access to monthly payments, fair interest rates, and flexible terms, which will allow you to enjoy a new system that truly meets your needs while working within your monthly budget to spread out your purchase over a longer time.

*Other financing options available upon request.
_{Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.}